Must live in a state that American Credit Card Solutions serves, $10,000+ in unsecured debt, legitimate financial hardship which is preventing the ability to pay creditors Overall positive customer ratings — but it's only available in 25 states. Same thing. 8 signs of a personal loan scam. The specific amount of statutory damages, not to exceed $1,000, falls within the court’s discretion.” In addition, a “person or entity that successfully establishes a TCPA violation under section 227(b)(1)(A)(iii) may recover its actual monetary loss from the violation or receive $500 in damages for each such violation, whichever is greater,” unless the violation is particularly egregious, in which case “the court may, in its discretion, increase the amount of the award to an amount equal to not more than 3 times” the standard penalty, or $1,500 per violation. Unlawful Debt Harassment? They were very helpful and kind (and gentle too)! AmeriCar Credit Solutions. american financial Cost me $10K for the privilege of having them help me. American Credit Resolution Inc or ACR is a debt collection agency, which receives a lot of consumer complaints to our law firm for debt harassment. Call 475-277-1600 NOW. Find out if we can help you too today! ACR is listed as a collection agency, credit repair, and financial services company. According to its website, ACR “is a privately held financial services firm…whose mission is to maximize asset realization for… clients by providing custom state-of-the-art collection and call center solutions at the most competitive prices.”, American Credit Resolution provides services in three main areas: consumer collections, commercial collections, and call center services. See the jurisdictions in which our lawyers are licensed, admitted, or otherwise authorized to practice. Find out who they are, why they might be calling, and how you can stop them. On the occasions that I needed a little extra time, the staff was very understanding and helpful. Learn the Law & Sue the Collector. Our services aren't available in all states. Please enter a valid phone number. I am very grateful! But it can be harder to tell a scam from a legit offer. If you don’t like your bank or credit union’s terms or have bad credit when applying, an online lender might cater to your specific needs. 14 Credit Solutions of America reviews. I am very pleased with my experience with AFS. Credit Solutions of America offers online credit repair services with a low monthly cost and a 100% satisfaction guarantee. Very helpful with my financial issues, and friendly service! Potential customers can receive a free consultation either over the phone with a certified financial counselor, or over the Internet by completing an online form. They’re legit. Thank you so much! The sad thing is they are calling my moms phone and leaving this message. I was a skeptic, but you did everything you said you would! Debt collection calls can be intimidating. In the meantime, you are welcome to call us right away at 855-301-2100. I'd like to opt-out but I can't find where to do that, Please advise. I am a medical Assistant who currently works for Medix. They were able to get a lowered interest rate for me and I paid my debts as planned and even months earlier than actually planned paid them completely off. Fiserv provides financial services technology solutions such as payment processing for banks, credit unions, lenders and investment firms. Furthermore, the court is authorized to award “up to $1,000 in statutory damages per plaintiff for any violation of the FDCPA. Contacting an attorney BEFORE this could possibly happen would be a smart move. 32 American Lending Solutions reviews. Specifically, the plaintiff in this case alleged that an ACR representative had left several messages on the plaintiff’s “personal cellular telephone using an automatic telephone dialing system.” The messages did not identify the name of the business that was calling “and failed to inform the plaintiff that the ACR representative was a debt collector.” The messages stated only that the caller “had ‘a very urgent matter’ to discuss regarding the plaintiff’s name and social security number.” As a result, the plaintiff filed a complaint citing violations of FDCPA Sections 1692d(6), 1692g(a), and 1692e(11), which prohibit “the placement of telephone calls without the meaningful disclosure of the caller’s identity, failure to disclose the fact that the defendant is attempting to collect a debt, and failure to send the consumer a written validation notice within five days of the initial communication.” The plaintiff also cited a violation of “section 227(b)(1)(A)(iii) of the TCPA, which prohibits the use of an automatic telephone dialing system (‘ATDS’) to contact a cellular telephone, other than a call made for emergency purposes or with the prior express consent of the called party.”, Representatives of American Credit Resolution failed to appear and defend this action, “which resulted in the Clerk of the Court entering default” in January 2014. American Credit Card Solutions is a great company to get rid of debt. Federal laws provide individuals like you with a means to seek monetary damages in court. American financial solutions was…helpful and straightforward. They did a great job of listening to our unique circumstances and teaching us which moves made the most sense for us at a given time in our financial journey. We would highly recommend this organization to any of our friends or family. They are even more intimidating when there are threats involved. Then they got all my payments lowered and they have the monies from that. Their recommendations were always thoughtful. The American Credit Card Solutions program doesn't assume or pay your debts, repair your credit score, or provide tax, legal, or credit repair advice. Dee Ann Ruiz, I am very pleased with my experience with AFS. But you can complete the paperwork yourself for free by using the tools on the FSA website. Sergei Lemberg, Esq., is the Connecticut attorney responsible for this advertisement. They may have had a difficult time getting automotive financing, or they think that because of their financial situation it would be nearly impossible to finance a new vehicle. Thank you again. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA). What a surprise, to receive free legal help. I want Dressbarn to stop sending me ads on my cell phone (203-733-7807). Briefly describe your experience. Landmark Supreme Court Decision Expected in Lemberg Law’s Facebook Robocalling Suit, Lemberg Law Wins Class Certification in Robocall Case, Conn’s Appliances Ordered to Pay Lemberg Law Client $373,500 for 249 Robocalls, Aiko Hassett Awarded “Stop Debt Collection Harassment” Scholarship, Lindsey Sporrer Awarded Lemberg Law Scholarship. The company … Great help and experience working with AFS. The staff is amazing and very helpful. Americans reported one scam every 11 minutes on average. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Instead, they offered NO help, answered no questions, would not send us any documentation of our phone calls, etc. You can trust them. Who are we? There are currently over 75 Sekure Merchant Solutions negative reviews online, some of which accuse the company of being a scam... Sekure Merchant Solutions rates as a slightly worse-than-average merchant services provider according to our rating system. American Express. I appreciate that AFS was there for me. Sekure Merchant Solutions is a merchant account provider that may be a reseller of North American Bankcard. What can I do? On behalf of our client, Lemberg Law recently filed a complaint in U.S. District Court, Southern District of Florida. What’s your email address? This financial services company offers personal, small-business and corporate credit cards as well as savings accounts and CDs. American Credit Solution remains steadfast in its goal to provide everyday consumers with the resources they need to succeed in an ever-changing world of credit and debit, spending and earning. But, before you hand over your credit card information, you do need to know if it’s safe to shop at Wish.com, and many shoppers and AdvisoryHQ readers are asking, “Is there a Wish scam?” In this Wish.com review, we are going to get down to the bottom of several security-based questions, such as “Is Wish legit?” and “Is Wish.com safe?” Do not assume that you are entitled to any compensation as a result of the consumer complaints you have. Many people think their credit score may be too low to qualify for financing. What can I do? I hope I don’t need them again but if I do, I’ll be back. The staff of the building called me. Absolutely. Please enter a valid email adress, Your phone According to the Better Business Bureau (BBB), American Credit Resolution, Inc. is a legitimate company founded and incorporated in 2011. This EXACT above example from April 2014 happened to me today and in fact is the same exact quote used on the voicemail they left. No problems noted. Your email I would recommend this company to my friends and family, Have been my saving grace!!! Federal laws protect you. Credit & Debt Services: American Credit Solutions Tampa, Florida. They really do go to bat for you. “We realize that ours is just one small case among many – and many more serious – but are heartened by the fact that you accepted it and represented us with a professionalism that belied the small dollar amount.”, “If you are unsure about this company…DONT BE!!! It has previously been named by … Very helpful and happy to answer all questions. You can sue a debt collector. Sound off and share your experience with other visitors in the comment box below. I received a voicemail from ACR at 1-866-321-1528 New Credit America has two loan options: loans for debt consolidation and personal loans up to $10,000, which can be used for various purposes. ACR is listed as a collection agency, credit repair, and financial services company. The only problem that I had was in the beginning. Since June 2015, the Consumer Financial Protection Bureau (CFPB) has closed 18 complaints against ACR. Chicago, IL 60604 (800) 358-1874. I don't think the financial situation was explained to me completely or honestly. I have a voice-mail from ACR,should I return the call? A person with the same DOB & First and Last Name with criminal record & jail time at Arizona Penitentiary is all the time link to my profile. One of our staff members will call you shortly. American Credit Resolution, Inc. American Credit Repair provides professional credit repair services to those looking to remove erroneous items from their credit reports. Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are Lemberg Law, a Consumer Law Firm. Fiserv provides financial services technology solutions such as payment processing for banks, credit unions, lenders and investment firms. Briefly describe your experience I didn’t know that debt collection agencies can end up paying your legal bill. They also hold accreditation with COA. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. They made sure I was comfortable with the amount I was having to pay out each month, and that surprised me. Most of those complaints alleged problems with billing and collections, with several complaints also alleging problems with customer service. Please contact me AFTER 3:30 p.m. (central time) where I can discuss my case. It scared me because he said he had legal documents with my name and social security on them. Praesent nec erat convallis Lorem ipsum dolor sit amet, consectetur adipiscing elit. I did have a problem that I didn't understand within 2 days and they are one phone call away from answering your questions and solving your problem. Thanks for making it manageable to pay off debt!! In this case, the court awarded the plaintiff $500 for the FDCPA violation, $500 for each of the TCPA violations and court costs and attorney fees, for a total of $6,235.00, Here are some past Press Releases of Lawsuits Brought On By Lemberg Law. Find out more about the #1 new scam so you don't fall for it. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. © 2021 Trustpilot, Inc. All rights reserved. We are currently assessing the review in accordance with our reporting processes. We love these people. We had a wonderful experience with this organization. And we're here to help you get out of debt for good. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs. I was told I would have to pay $110 a month. The case, against American Credit Resolution, charges the debt collection agency with violating federal law and asks for $1,000 in statutory damages under the Fair Debt Collection Practices Act, plus other relief. American Express is … We are happy to have made the financial growth we have made with them, but sad to end a working relationship because it was so great. Thank you for requesting your free case evaluation. Complaints alleged problems with billing and collections, with several complaints also alleging with! A Merchant account provider that may be too low to qualify for financing North American Bankcard student.. 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